Ridesharing is becoming increasingly popular in the US, but what happens if your Uber driver gets in an accident? What if you are hit by a Lyft driver?
If you have been injured in an accident caused by an Uber driver or while riding as a passenger of Uber or Lyft, you may be entitled to seek compensation. At Kelly & Associates Injury Lawyers, our dedicated Boston car accident lawyers work energetically to seek justice for our clients who have claims involving ridesharing companies such as Uber and Lyft. Our Uber accident attorneys have experience handling claims involving issues of Uber driver liability and Lyft driver liability.
The ridesharing accident attorneys at Kelly & Associates Injury Lawyers offer a free car accident evaluation to help you understand your legal options and what your accident claim may be worth. Call today to speak directly to a knowledgeable car accident lawyer in Boson, MA.
- 1 Uber Accident Lawyer
- 1.1 Can I Sue Uber for an Accident?
- 1.2 As a driver
- 1.3 As an Uber passenger
- 1.4 Can I sue an Uber driver?
- 1.5 Can I sue Uber for an accident as a passenger?
- 1.6 An Uber car crashed into me. Can I sue Uber?
- 1.7 Can I sue Lyft for an accident?
- 1.8 Can I sue Lyft for an accident as a passenger?
- 1.9 A Lyft car crashed into me. Can I sue Lyft?
- 1.10 Who insures an Uber driver? Lyft?
- 2 Uber Insurance Policy
- 3 Lyft Insurance Policy
- 4 Steps to take after an Uber or Lyft accident
- 5 Contact Our Ridesharing Accident Lawyers
Uber Accident Lawyer
Ridesharing companies such as Uber and Lyft provide alternative taxi-like transportation by connecting passengers to drivers. Riders use smartphone apps to hail a ride with an Uber or a Lyft driver. Uber and Lyft, which are the two largest transportation network companies, contract with drivers who use their personal vehicles to ferry riders to their destinations. Ridesharing services are generally less expensive than taxi cabs, but there have been concerns with the safety of ridesharing drivers.
Uber conducts a screening process on applicants seeking to drive for Uber. The background check reviews the applicant’s driving history and looks for any record of crimes that affect passenger safety such as convictions for driving under the influence, reckless driving, sexual assault or violence. Despite precautions by the companies, some Uber and Lyft drivers are not careful drivers and are involved in traffic accidents that result in injuries to passengers.
Can I Sue Uber for an Accident?
If you are involved in an accident caused by an Uber driver, you may have a claim against the Uber driver’s personal auto liability insurance or you may have a claim against the Uber insurance coverage provided to Uber drivers while they are on the clock. An experienced Uber accident lawyer can review the specific details of your accident and determine the appropriate legal steps to take.
One of the prudent reasons to work with a knowledgeable Boston ridesharing accident lawyer at Kelly & Associates Injury Lawyers is to have our legal team identify all the insurance policies that may provide compensation for your losses after an Uber accident or Lyft accident. There may be applicable insurance policies that you are not aware of. The insurance companies providing coverage to the ridesharing companies may try to dismiss your claim or minimize your claim if you do not have a determined injury attorney representing and advocating on your behalf.
As a driver
Uber provides auto insurance that covers you as an Uber driver whether you are driving to pick up a rider, transporting a rider or just signed onto the Uber app and waiting for a ride request.
As an Uber passenger
If you are injured in an accident as an Uber passenger, you may have several options. You may be covered by the $1 million in liability insurance and bodily injury coverage that Uber provides its drivers if the Uber driver was at fault in the accident.
On the other hand, if another motorist crashed into the Uber driver and caused your injuries while you were a passenger, you may need to make a claim against the other driver’s insurance or sue the at-fault driver to recover compensation.
In some situations, it may be appropriate to make claims against both the Uber insurance and the other driver’s insurance policies. Let the Uber accident lawyers at Kelly & Associates Injury Lawyers review your accident and develop a legal strategy to help you seek maximum compensation for your injuries.
Can I sue an Uber driver?
You may have a legal right to file a personal injury claim against an Uber driver if the driver caused a crash and you were injured. You may be entitled to seek compensation whether you are a passenger in the Uber vehicle or you are in another vehicle at the time of the accident caused by an Uber driver.
Can I sue Uber for an accident as a passenger?
Yes, as a ridesharing passenger, you may have a right to sue Uber if you were injured in an accident due to an Uber driver’s carelessness. If you were injured while an Uber passenger and another driver was at fault, you may have a claim against the other driver’s insurance. It is important to have an Uber accident lawyer review the details of the accident and advise you.
An Uber car crashed into me. Can I sue Uber?
You may have a lawsuit against Uber and its driver if the driver was driving for Uber when he or she crashed into you. The driver was acting as a representative of Uber when carrying passengers or going to pick up a rider. You may be entitled to make a claim against the insurance policy that Uber provides for Uber drivers while they are on the clock.
On the other hand, if the Uber driver was not signed onto the Uber app and was simply running an errand when the accident occurred, then the driver’s personal auto liability insurance should cover your damages, if the driver was at fault. Personal auto insurance policies typically will not provide coverage when the driver is using his or her personal vehicle to transport ridesharing passengers.
Can I sue Lyft for an accident?
You may be entitled to sue Lyft if you were injured by the carelessness or disregard for safety of a Lyft driver.
Can I sue Lyft for an accident as a passenger?
Yes, you may be entitled to make an injury claim against Lyft if you were injured while a Lyft passenger. The auto liability and bodily injury insurance that Lyft provides its drivers covers injuries to ridesharing passengers caused by Lyft drivers up to the limits of the policy.
The Lyft driver also may have his or her own commercial auto liability insurance that provides compensation for injuries. A Lyft accident lawyer at Kelly & Associates Injury Lawyers can review the details of your accident and determine the appropriate party to hold accountable for your injuries.
A Lyft car crashed into me. Can I sue Lyft?
You may be able to sue Lyft if a Lyft driver crashed into you and was at fault in the accident. It is important to have a police officer investigate who was at fault.
Who insures an Uber driver? Lyft?
It depends on whether or not the ridesharing driver is on the clock. Uber and Lyft provide insurance coverage such as liability, uninsured motorist, collision, comprehensive and personal injury protection to their on-the-clock drivers and the passengers the drivers are carrying. Drivers who are carrying passengers or who have accepted a ride request should be covered by the Uber or Lyft insurance policy.
When ridesharing drivers are not logged into the rideshare app, they are technically off the clock. As independent contractors, ridesharing drivers also have to pay for their own personal auto insurance policy.
Uber Insurance Policy
Uber requires that its drivers have personal auto insurance in accordance with Massachusetts law. Drivers may have commercial auto liability coverage on their vehicles.
In addition, Uber maintains auto liability insurance. While an Uber driver is online with Uber before accepting a ride request, the driver is covered by Uber’s insurance if the driver causes an accident with another motorist. The Uber coverage is at least $50,000 in injury liability per person with $100,000 in total liability per accident and $25,000 in property damage liability per accident.
While you drive to pick up a rider or while you are carrying a passenger, Uber’s insurance covers three things:
- Your liability to another party (such as the rider in your car) if you crash into another motorist, a pedestrian, a bicyclist or another property. The Uber policy provides at least $1,000,000 of total liability coverage.
- Any injuries you sustain due to an uninsured motorist, underinsured motorist or hit-and-run driver. The Uber policy provide $1,000,000 of total coverage for bodily injury
- Contingent collision and comprehensive coverage to pay for damage to your vehicle as long as you maintain collision coverage for your vehicle while not on an Uber trip.
Lyft Insurance Policy
Lyft provides Lyft drivers with commercial auto liability insurance of up to $1,000,000 per accident and coverage for bodily injury caused by uninsured and underinsured motorists when you are engaged in a ride. The Lyft policy will provide coverage in excess of the Lyft driver’s owner commercial auto liability policy.
Lyft also provides contingent collision insurance for drivers who carry collision coverage on their personal auto policy.
Are passengers insured with Uber? Lyft?
The auto liability policies that Uber and Lyft have provide coverage for injuries to passengers caused by the ridesharing driver. Both ridesharing companies provide coverage of up to $1 million per accident.
If you were a ridesharing passenger and another motorist caused the accident that injured you, you may need to make a claim against the insurance of the at-fault driver who caused the accident.
A knowledgeable lawyer can discuss who should be held liable for your injuries after reviewing the specific details of your accident.
What are passenger rights when it comes to Uber and Lyft accidents?
You have a right to proper compensation under Massachusetts law if you are injured in an accident due to the negligence of an Uber driver or a Lyft driver or another motorist.
You have a right to receive a proper evaluation of your present and future losses for medical expenses and lost income related to the accident and your future medical care needs if your treatment requires
I was injured in an Uber accident. What are my rights?
You have a right to seek compensation for your medical bills and other accident expenses if your injuries were caused by the negligence of an Uber driver or another motorist while you were a passenger.
You have a right to consult with an accident attorney at any time and discuss your legal options and who should be held responsible for the Uber accident.
I was in an accident with Lyft as a passenger. What are my rights?
If you were injured in an accident as a Lyft passenger in Boston, you have a right to seek compensation for your medical bills and other accident expenses if your injuries were caused by another’s negligence. You may have a claim against the Lyft driver who was transporting you or against another motorist who was responsible for the accident.
You have a right to consult with a Lyft accident attorney to discuss your legal options and who should be held responsible for your Lyft passenger injuries.
Steps to take after an Uber or Lyft accident
After an accident involving an Uber driver or Lyft driver, there are certain steps that you should take to protect your legal rights.
Contact Law Enforcement
Report the accident to the police. Do not let the other driver talk you out of calling the police. It is important to have a police accident report documenting the accident. A police report describing the factors in the accident will carry weight if you pursue an injury claim. Without an accident report, it may just be your word against that of the other driver as to who caused the crash and should be held liable.
Get Insurance Information
Exchange insurance and license information with the Uber driver and others involved in the accident. If the driver refuses to cooperate, wait for the police to arrive and gather the information.
Find a safe place to stand and use your phone camera to snap photos of the accident scene showing vehicle damage before the cars are moved. Take photos of your injuries and the injuries of your passengers. Frankly, you cannot take too many photos after an automobile accident. Your photos may be useful as evidence if you file an accident claim.
Seek Medical Assistance if Injured
After a car accident, it is important to have a doctor examine you and document your injuries. If you do not require emergency medical care, you should still have a medical examination. Some injuries are not apparent immediately after a crash. Having a doctor’s report describing your injuries caused by the crash is crucial to a successful Uber accident claim or Lyft accident claim.
Contact Our Ridesharing Accident Lawyers
Call Michael Kelly at Kelly & Associates Injury Lawyers to review your ridesharing accident in Boston and discuss your legal options.