Worcester is one of the top-ranking cities when it comes to motorcycle crashes. No one wants to think about having a motorcycle accident, but it’s important to be prepared for anything when you ride a bike. For example, who pays for the medical bills after a collision?
Some people are fortunate and get a settlement. But other people have to file for accident insurance and hire a motorcycle injury lawyer. Your insurance company can give you advice for receiving compensation for your injuries, as everyone has a different situation.
In this article, you’ll find out who pays for medical bills in Worcester, MA.
Who Pays for Medical Bills After a Motorcycle Accident?
Depending on your accident insurance company, the person responsible for paying the medical bills will change with the policy. If you have a motorcycle accident and take out PIP insurance, the contract will cover some of the bills. Then, the rest of the payment will go to your health insurance.
This is typically what happens if you have an accident when both parties are at fault. But, the payment differs if you are a victim of an accident where another driver crashed into your vehicle. In this situation, you’ll need to file a claim against the other driver.
A motorcycle injury lawyer in Worcester, MA can help you file a claim. So, how do you determine which insurance policy is right for you?
How to Find the Right Motorcycle Insurance
There are many options for motorcycle insurance, so you need to know what to look for when contacting companies. The first thing to consider is the price. Even though there’s a fee for the insurance that’s displayed on the website, there are often additional fees for upgraded policies.
To ensure that you can cover the total cost of insurance, check with the company and ask for a breakdown in writing. Then, you can make an informed decision based on your finances.
A good motorcycle insurance policy should include standard services like repairs or the cost of damaged parts. Here are the main types of motorcycle insurance to look for when browsing online:
- Liability
- Property damage
- Personal injury protection (PIP)
- Uninsured motorist
As long as you have the right paperwork and coverage, you should be able to claim an amount from your insurance company. If possible, it’s good to record the accident with photos or take note of the registration plate.
There’s also a possibility of claiming emotional stress after an accident, so even if you can’t file for medical bills, a motorcycle injury lawyer could help you with other claims related to your case.
Contact a Motorcycle Injury Lawyer Today
If you’ve been injured in a motorcycle accident and need help filing a compensation claim, contact an experienced motorcycle injury lawyer at Michael Kelly.
Click here to find out our contact details and make a call today.
