Available 24/7

Call Today!

Lowell Car Accident Lawyer

A severe car accident can leave you in agonizing pain with no way to pay the medical bills that keep piling up. You may feel hopeless and overwhelmed by the physical and emotional impact of your accident.

You are not alone. A car accident lawyer in Lowell, MA can help. The team at Kelly & Associates Injury Lawyers understands how challenging the weeks after a car accident can be. Let us take over the legal process and fight for the justice you deserve.

If you sustained injuries in a Lowell car accident, you want a team who is trial-ready and able to fight for the full compensation you deserve. Call us now at 1-800-LAW-GUYS for a free, no-obligation review of your Lowell car accident claim.

Types of Lowell, MA, Car Accident Cases We Take On

Car accidents can occur for any number of reasons. Unsafe drivers, mechanical failures, and even weather may contribute to a crash. In some cases, multiple factors and multiple at-fault parties may complicate the claims process.

We offer legal help for all types of Lowell car accidents, including:

The Commonwealth of Massachusetts is what is called “no-fault state.” This means that all drivers are required to carry a minimum amount of insurance to cover the damages in minor car accidents. However, you may still need legal assistance to recover damages from your own insurance company.

Call 1-800-LAW-GUYS to learn more about how we can help you pursue damages.

Damages Available to Lowell, MA Car Accident Victims

After a car accident, the bills can pile up quickly. You may be facing thousands of dollars in medical bills, repair bills, and even struggle to pay daily expenses due to missing time at work.

You may recover a broad range of damages in your Lowell car accident claim. While we cannot predict your final claim amount, our team will work hard to recover the maximum compensation possible. This may include pursuing multiple insurance companies or multiple at-fault parties.

In general, Lowell car accident victims can expect us to pursue the following types of damages:

Property Damages

We will pursue compensation for any property damaged in the accident. Property losses may include the cost to repair or replace your vehicle, electronic devices in the car, and other property damaged due to your Lowell car accident.

Lost Wages and Employment Benefits

If you miss time at work due to your Lowell car accident, we may recover the wages you lost during this time. If you cannot return to work, we may pursue the loss of future wages and employment benefits, such as health insurance.

Medical Bills

In most Lowell car accident cases, we seek to recover the cost of all medical care you required as a result of your injuries. These losses may include hospitalization, pain medication, surgery, testing, and rehabilitation therapies.

Pain and Suffering

Depending on the details of your Lowell car accident, a Lowell car accident lawyer may also pursue pain and suffering damages to compensate you for the physical pain, mental anguish, and inconvenience caused by the car accident.

To find out more about the damages you may be eligible to recover, contact Kelly & Associates Injury Lawyers at 1-800-LAW-GUYS. Our team can review your accident and begin gathering evidence to build your claim.

How can we help?

Fill out our contact form below for your free, no obligation case review.

I would highly recommend Michael Kelly to anyone who is seeking a knowledgeable, experienced, and dedicated lawyer.

Frensis P.



Michael D. Kelly has a diverse background that provides a breadth of legal knowledge that he draws upon in serving his clients. Kelly compiled an excellent academic record during his three years at New England Law in Boston.


You want to select a seasoned car accident attorney who you can trust to fight for you and never give up. At Kelly & Associates Injury Lawyers, we are dedicated to pursuing justice for our clients.
  • You should work with a Boston lawyer who has a thorough knowledge of Massachusetts personal injury law.
  • You should choose an accident lawyer who has handled numerous similar cases. Our energetic lawyers at Kelly & Associates Injury Lawyers work on car accident cases every day.
  • You should select a lawyer who is a good communicator. one who will keep you informed of developments in your case and who will return your phone calls when you have questions.
  • You should select an lawyer who will investigate your case thoroughly and pursue it where it leads.
  • You should be represented by a lawyer who has proven skills in negotiating settlements with insurance companies. We have settled hundreds of cases.
  • You should select a trial lawyer who has the litigation skills to take your case to court if necessary. Having a trial lawyer negotiating on your behalf signals to the insurance companies that you are serious about receiving full compensation. Insurance companies are more likely to offer maximum compensation if they know they will end up in court otherwise. The lawyers at Kelly & Associates Injury Lawyers are talented, experienced trial lawyers.


Related Information

If you have been injured in a car accident, you should initially file a claim with the insurer of the car in which you were riding. Drivers in Massachusetts are required to carry certain mandatory amounts of auto insurance coverage including Personal Injury Protection. This is sometimes referred to as no-fault insurance. PIP covers the medical bills for each person in the car who is injured in an accident. Regardless of who caused the accident, the insurance company should cover your medical bills for personal injuries and may cover a portion of your lost wages up to $8,000 per person, according to the terms of the policy.

If your injuries are more serious and exceed $2,000 or meet certain conditions such as involving broken bones, spinal cord injury, serious disfigurement, eye damage or hearing loss, burn injuries, then you may be entitled to file a car accident lawsuit and seek compensation for your injuries and other losses if another driver was at fault in the accident.

Medical Bills

You may have a right to seek car accident compensation for your medical bills, rehabilitation, prescribe medicines and the costs of your future medical treatment for rehabilitation related to your injuries.

Lost Wages

The Commonwealth of Massachusetts allows you to seek compensation for lost income if your injuries forced you to miss work. If your injuries prevent you from returning to work or limit the type of work you can perform, then you may seek compensation for your reduced earning capacity.

Pain and Suffering

Massachusetts juries may award compensation for both physical and emotional pain. You may seek compensation for your pain and mental anguish, as well as the past and future shock and anxiety resulting from your injury. This is commonly referred to as pain and suffering.


If your injuries caused scarring and disfigurement, the loss of a limb or changes in your appearance, you may seek compensation for disfigurement.

Property Damage

You may seek compensation to pay for your car repairs or replace your car if it was totaled.


All drivers in the state of Massachusetts have a legal responsibility to operate their cars with reasonable care so they do not put other at risk. If a driver shirks his or her legal duty and drivers in a careless manner such as speeding running a traffic light, the driver is considered to be negligent in the eyes of the law.

An insurance claims adjuster will make a determination of fault based on the police accident report, witness statements, medical records, and evidence gathered at the scene.

In some car accidents, more than one driver or other party is partially at fault. Massachussetts uses the legal doctrine of comparative fault in these cases. A jury will be instructed to determine the degree of fault that each party bears for causing an accident. In the Commonwealth, you may still collect damages in a car accident lawsuit so long as you are no more that 50 percent responsible for causing of your injuries. If you are found to be partly responsible, any car accident compensation you are awarded would be reduced proportionately by your percentage of fault.

For example, if a Suffolk County jury awarded $100,000 in damages and found that you were 25 percent at fault for causing your own injuries, then you would be entitled to recieve $75,000 in damages.

For minor accidents, Massachusetts handles most of them under No Fault rules. In this situation drivers cannot take each other to court for auto accidents unless the following conditions occur:

You have incurred $2,000 or more in medical bills or other expenses.

You have suffered a serious injury as the result of a Boston auto accident which can include loss of hearing or vision, broken bones and or permanent disfigurement.


The state of Massachusetts has a few specific requirements for car insurance to make sure residents have coverage that is adequate in case they are involved in an accident. These requirements are in place to protect you but can quickly increase the cost of your policy's rates depending on the limits you choose. If you're a safe driver you will probably be eligible for a discount on your insurance premium.

You must carry the following 4 types of insurance if you own a vehicle in the state of Massachusetts:

Bodily Injury
to Other

per person

per accident

Personal Injury Protection (PIP)

per person in an accident

Damage to Someone Else's Property

per accident

Bodily Injury Caused by an Uninsured Auto

per person

per accident

Personal Injury Protection (PIP) is coverage that will cover you or your passenger's injuries caused in an auto accident. This coverage is there regardless of who is at fault.


You have three years from the date of your auto accident to file a car accident claim in a Massachusetts court. This statue of limitations is your deadline and is the same three years for wrongful death and product liability cases. The deadline may be extended in special circumstances to allow for discovery of an injury if it was not detectable until long after the crash.

For claims againts a government entity. claims must be handled within 30 days of the accident or injury.


Dealing with a insurance company that has denied your claim can be extremely frustrating. If you are trying to recover from a serious injury such as broken bones, it can add to your stress and slow your recovery. It is important to understand why your claim was denied.

You should seek the help of a Boston car accident lawyer if another driver's insurance company has denied your claim. An experienced attorney can review the facts regarding the auto accident claim and explain whether you

have a valid claim and what steps to take. Having a clear understanding of your legal options is important to know how to proceed. If the insurance company was acting in bad faith, the accident lawsuit on your behalf against the at-fault driver and his or her insurer to pursue car accident compensation.


It is well known that boston is a dangerous place to drive. Boston has heavy commuter traffic and a high number of aggressive drivers that make it more likely that you or someone you know will be involved in a serious accident. There are many types of driver behaviors that prove to be dangerous or deadly. Among the common causes of accidents are:
Blind Spots
Work Zone Construction


Multi-Vehicle Accidents