Massachusetts is a no-fault state, which means that your own PIP may cover a large portion of your accident-related damages. However, the coverage you receive from PIP isn’t always enough.
Whether you’re dealing with your own insurance company after a car accident or someone else’s, there are certain things that you should know. Even your own insurance company has an interest in paying out as little as possible.
Today, we’re going to talk about how to deal with insurance after a car accident in Boston. If you’ve sustained serious injuries, you’re going to want to involve an experienced car accident lawyer.
Read on for a few tips that will protect your best interests when dealing with insurance companies.
Document Everything
When the accident first occurs, try to document as much as you can. This includes calling the police to get a police report, taking photos and videos of the accident and residual damage, and exchanging information with other involved drivers. The more documentation you can present to the insurance company, the better.
While exchanging information, make sure not to say anything regarding fault to other drivers. That includes admitting fault or accusing someone else of causing the accident. You don’t want any statements going on the record that a lawyer hasn’t approved.
Communicate Carefully
Whether you’re talking to an adjuster from your own insurance company or another driver’s insurance company, communicate with care. That means, once again, that you should not bring up fault without legal representation present. Stick to the facts of the accident and damage and answer questions directly without providing additional information.
Keep in mind that even if you are up to 50% responsible for the accident, you are still entitled to compensation. However, admitting fault can impact the amount of money you can receive in a car accident claim.
Retain Legal Counsel
As we mentioned earlier, you should seek legal help. Consult your lawyer before providing any statements to the insurance companies. Do not sign anything without your lawyer present.
Boston drivers are required to have insurance coverage in the event of an accident. However, insurance companies may ask you to sign documents restricting your ability to file a claim.
Don’t accept an early offer. Your lawyer will evaluate the facts to determine the true value of your claim.
Call 1-800-LAW-GUYS After a Car Accident in Boston
It’s not always easy to determine what to do after a car accident. Once insurance companies are involved, it’s easy to make mistakes that will impact your ability to receive the compensation you deserve. Always consult with a lawyer before you accept an offer from your insurance company or someone else’s.
Looking for a car accident lawyer in Boston? Michael Kelly are proud to represent accident victims in Boston and surrounding areas. Call 1-800-LAW-GUYS or contact us online to schedule your case consultation today.
